Early Retirement – Retire Overseas To Squeeze More Life Out Of Your Dollar

Retire Early Lifestyle Interview Part 2Early retirement is still possible for the average American or Canadian when you choose to retire overseas.   Unfortunately, statistics show that many Americans are destined to a retirement of poverty unless they can change their ways.  For many there still may be a better alternative to a traditional retirement in the United States.  The two basic questions are “Where will my dollar go the farthest?” and “How can I avoid being bankrupted by exorbitant healthcare costs?”.  In both cases, for many retirees, the answer is the same… retire offshore where climates are temperate, cost of living is lower and healthcare costs are a fraction of what they are in the States.

Akaisha and Billy Kaderli - Perpetual Travelers

Akaisha and Billy Kaderli – Perpetual Travelers

Some sobering statistics to take into account, compiled from the Federal Reserve Board, Gallup and other statistical analysts.

  • 31% of non-retired Americans have no retirement savings or pension at all
  • 35% of Americans over the age of 65 rely completely on Social Security as their primary sourc of income
  • 65% of Americans who begin working at age 25 end up being financially dependent either on Social Security, friends, family or charity.
  • 20% of Americans in 401k programs have already tapped their savings before even reaching retirement age either with early withdrawals or loans.
  • Over 60% of Americans predict that they will have to delay retirement because of the recession losses of 2008…. and that is before the devastation that will come with the next crash.

Admittedly these statistics refer to the most ill prepared Americans headed for, or in, retirement age.  But the principles are the same for those that are heading into retirement with a reasonable nest egg.

Very few retirees can ignore the need to squeeze the most “life” out of their dollars and few can ignore the need to control run-away healthcare costs.  So, in short, the retirement years are not looking as bright as one would hope for too many Americans.

For some retirees, early or late, living offshore offers a more fulfilling lifestyle.  For many, just the energy  and excitement derived from a move into a different culture reawakens the senses and adds years of longevity to their lives.

In Part 2 of our 5 part series of video interviews with Akaisha and Billy Kaderli’s of the Retire Early Lifestyle blog we ask them to share their own path to early retirement almost 25 years ago at the tender age of 38. Since they retired, they have traveled the world and lived in a number of countries including Mexico, Thailand, Nevis in the Caribbean, and Guatemala, among others.

In Part 2 they discuss:

  • How to supplement your retirement income overseas
  • The major benefits of a tropical retirement
  • Kindness of the people
  • The change of lifestyle and mix of cultures
  • Year round pleasant weather
  • Access to affordable healthcare
  • Much more reasonable cost of living
  • Quality of non-GMO foods and organic foods
  • How to avoid the overpriced US healthcare system
  • Would you do it again if you could roll back time
  • How did you overcome skepticism of friends and family
  • GREAT ADVISE: Follow your dreams, Be Courageous
  • Transition from “outcast” to “hip”


It turns out that you are really never too young or too old to make a positive move offshore.  It is simply a matter of figuring out where you might live a more fulfilling life in your retirement years and be able to squeeze the most fulfilling life out of your dollars.

For us that turned out to be the North Coast of the Dominican Republic.  For Akaisha and Billy that has turned out to be a series of far-reaching countries that spans the globe.  Where will you get the most bang out of those hard earned savings?

Be sure and watch for our next post with Part 3 of our interview series with the Retire Early Lifestyle team.  In Part 3 they will share:

  • Life in “Maya Land”
  • Why these overseas communities will weather any storm
  • You can always go back, no decisions are permanent
  • With internet, you can work anywhere
  • The ideal age to retire overseas
  • Its a mental issue more than a physical issue
  • Never too young to become financially independent
  • Staying young at heart
  • What do you miss about the United States
  • Has life overseas changed over the years

For now, it’s Barry in the DR on the road with our guests on our latest free Discovery Tour of the North Coast of the Dominican Republic.

Dave March 19, 2015 at 5:39 am

Excellent, excellent interviews Barry. I laughed out loud when Billy said he only had one pair of jeans. That’s what I brought and I think it may be too many.

Something else that came to mind while I listened. Most of us who came here from the more developed nations have a much, much better education than the majority of the locals here. Not that there aren’t some very well educated and brilliant locals also.

But I think this is something that isn’t mentioned nearly enough. Our skills and knowledge are valuable. There is really no way to know for sure where you can put those skills to use until you’ve spent time here.

It’s easier to have faith in yourself and your abilities when you understand this.

Barry March 19, 2015 at 5:58 pm

Dave Glad you’re enjoying the videos. As you can now attest for yourself it takes time. Perhaps the “where you can put those skills” is just further up that staircase I keep referring to. One still has to be cautious though. On several occasions life has taught me that intelligence and wisdom are very different attributes. Just thought it was worth mentioning.


Dave March 21, 2015 at 3:59 am

lol Very true. As are knowledge and intelligence. Can’t wait to meet these guys.

Michael March 19, 2015 at 3:55 pm

As always, I really enjoyed your videos. Very informative and inspiring. I am looking forward to meeting you in person and having a chat with you. I am planning to be in the DR this summer to scout a few places to live with my family.

Barry March 19, 2015 at 5:51 pm

Thank you and it would be Liane’s and my pleasure.

Gary March 30, 2015 at 9:49 pm

Hi Barry,

I like the fact that they’re not money lusting people and value a simpler life than one of material accumulation. They both gave up businesses to have this lifestyle. His was probably very lucrative being a stock broker and all. I admire people that take a bold step to do what they want to do and not be a slave to working to just accumulate more and more money. Without going into too much detail into their private life, I would like to know how they accomplished this financially. The knowledge would be helpful to those of us considering this lifestyle.

Thanks for a delightful and easy going conversation.

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